Bad credit home loans are mortgages made where your credit may be bad or, for various
reasons, your credit score is low.
- Are your home loan needs challenging?
- Have you been turned down elsewhere for a home loan?
- Do you have low credit scores?
- Do you have bankruptcy and foreclosures in your past?
- Is your income difficult to document?
- Are you self employed?
Have you been turned down elsewhere for a residential loan? At
All Cities Mortgage, we may be able to help in finding the right loan for you. We've worked successfully
with people in the past who have worked hard to repair or rebuild their credit.
Our philosophy is simple: we find the loan for you that we'd arrange for ourselves.
We have the resources to locate and secure the most appropriate loan at the best rate and
terms available for you. If you are looking to purchase or refinance a single family residence,
condo or building with one to four units, call us.
Bad credit or a low credit score do not automatically disqualify
you from getting a home loan. All Cities Mortgage has arrangements with investors to
provide home loans a on case-by-case basis for people with low credit scores, and your
situation will be evaluated on its own merits. This arrangement enables us to seek the
lender that best matches your particular circumstances.
Low credit score home loans
We'll need to know what caused the credit score to be low. Is a bankruptcy or foreclosure
the basis of your bad credit? Is your mortgage current? Are there outstanding collections
and judgments? All of these items can cause your credit score to drop -- but they do not
necessarily mean you can't qualify for a home loan.
With bad credit or a low credit score, the lender will look closely at your income,
how long you have been at your job, and how long have you been at your residence, and if you have improved your credit.
Call us for a free no-obligation consultation about your situation to see how All Cities Mortgage can help. |
